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Giving Home > Giving News > Finance News > Mortgage Rates Dip

Mortgage Rates Dip

Published June 19, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, June 18. Mortgage rates declined this week but continue to linger in the mid-6% range.

This week, the 30-year fixed mortgage rate averaged 6.47%, down from last week’s average of 6.52%. Last year at this time, the 30-year fixed mortgage rate averaged 6.81%.

The 15-year fixed mortgage rate averaged 5.81% this week, down from last week’s average of 5.84%. During the same week last year, the 15-year fixed mortgage rate averaged 5.96%.

“The 30-year fixed-rate mortgage decreased this week averaging 6.47%,” said chief economist at Freddie Mac, Sam Khater. “Incoming data continues to reflect a resilient consumer, with retail sales improving and pending home sales strengthening, suggesting purchase demand is continuing to modestly improve."

Based on published national averages, the savings rate was 0.38% as of 6/15. The one-year CD averaged 1.65%.