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Giving Home > Giving News > Finance News > Mortgage Rates Increase

Mortgage Rates Increase

Published June 12, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, June 11. Mortgage rates continued to hover in the mid-6% range.

This week, the 30-year fixed mortgage rate averaged 6.52%, up from last week’s average of 6.48%. Last year at this time, the 30-year fixed mortgage rate averaged 6.84%.

The 15-year fixed mortgage rate averaged 5.84% this week, up from last week’s average of 5.79%. During the same week last year, the 15-year fixed mortgage rate averaged 5.97%.

“The 30-year fixed-rate mortgage averaged 6.52% this week,” said chief economist at Freddie Mac, Sam Khater. “Stronger employment momentum has helped existing home sales reach a five-month high. Importantly, we are seeing homebuyers look past the short-term rate fluctuations and actively enter the market, signaling renewed confidence in homeownership opportunities.”

Based on published national averages, the savings rate was 0.38% as of 5/18. The one-year CD averaged 1.55%.