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Giving Home > Giving News > Finance News > Mortgage Rates Continue to Climb

Mortgage Rates Continue to Climb

Published March 27, 2026

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, March 26. The survey showed mortgage rates increasing for the third week in a row. 

This week, the 30-year fixed rate mortgage averaged 6.38%, up from last week’s average of 6.22%. Last year at this time, the 30-year fixed rate mortgage averaged 6.65%.

The 15-year fixed rate mortgage averaged 5.75% this week, up from last week’s 5.54%. During the same week last year, the 15-year fixed rate mortgage averaged 5.89%.

"Mortgage rates this week averaged 6.38%," said chief economist at Freddie Mac, Sam Khater. “The housing market continues to show gradual improvements compared to a year ago amid recent rate volatility. Purchase and refinance applications are up year-over-year, and rates remain lower than last year when they averaged 6.65%.”

Based on published national averages, the savings rate was 0.39% as of 3/16. The one-year CD averaged 1.52%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.