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Giving Home > Giving News > Finance News > 30-year Mortgage Rate Edges Lower

30-year Mortgage Rate Edges Lower

Published August 29, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, August 28. The survey indicated a slight decrease in the 30-year mortgage rate, resulting in the lowest rates in 10 months.

This week, the 30-year fixed mortgage rate averaged 6.56%, down from last week’s average of 6.58%. Last year at this time, the 30-year fixed mortgage rate averaged 6.35%.

The 15-year fixed mortgage rate averaged 5.69% this week, unchanged from last week’s average. During the same week last year, the 15-year fixed mortgage rate averaged 5.51%.

“Mortgage rates are at a 10-month low,” said chief economist at Freddie Mac, Sam Khater. “Purchase demand continues to rise on the back of lower rates and solid economic growth. Though many potential homebuyers still face affordability challenges, consistently lower rates may provide them with the impetus to enter the market.”

Based on published national averages, the savings rate was 0.39% as of 8/18. The one-year CD averaged 1.76%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.